Showing posts with label finances. Show all posts
Showing posts with label finances. Show all posts

Monday, June 6, 2011

Guest Post: Did I mention..?

Fargo Kidder* is a graduate student, crafter, blogger, and dog lover.

Let me start off by saying that I am a very lucky woman. In the past year, I've gotten married, moved to a huge city, my husband has landed a high-paying job, and I, the following spouse, even landed a job that started before my husband's. The job is even one I'm uniquely qualified for - literally, it's my old job, but in a new environment. The thing is, I wasn't happy doing my old job. I was good at it, but unhappy. I thought moving to a new organization while still doing something I enjoyed would alleviate this unfulfilled feeling I'm experiencing. I am starting to think that the organization wasn't the problem.

In theory, I should be psyched that my husband completing his graduate coursework (he's ABD at this point) dovetailed with the start date of his new job and now, my new job. Not psyched, ecstatic! And I'm not. I tend to spread myself too thin, which I've been trying to work on. Sometimes that doesn't always work out...

Did I mention I'm also working on MY master's degree? Luckily my program is flexible and most courses can be taken online. We found out in December we'd be moving this summer, so I secured a summer internship for credit. When I landed my full time job a few months later, I opted to do the internship in addition to working 40 hours a week. I figured it would be easier and more fun to work six days a week than work 5 plus take an online class. I've done that before just fine, but the internship sounds more interesting and practical.

Not the author, but close enough. Pic from Ashleeappendicitus
Did I mention I also have a blog? I won't linky link because I'm guesting anonymously today, but it's about crafts. I've been blogging there for coming up on a year, and it's become one of my favorite things to work on. I didn't realize until making hundreds of crafts for my wedding that crafting is what I really love to do. It's not just an outlet for anxiety for me like it once was. I find myself feeling so strongly about my work that I regularly forgo sleep to work on it, as well as my blog. The longer I'm blogging, the more I'm realizing that I want to dedicate more time to it. But I can't commute to a full time job and make that happen. I feel like I'm missing opportunities with crafting every second at work, and then I'll sneak a second or two to post something or approve comments, and I feel like I'm letting my paid job down.

Did I mention how lucky my husband and I are? My husband somehow landed a job in finance, with all of the perks (money, insurance, etc.) therein. We don't want kids, plus we can already afford for me not to work at all. So why am I so worried about all of this? I simultaneously feel like the small window that has opened for me to develop a business is only going to be open for a short while. If I don't do this now when the conditions are right, then will I ever? My husband is supportive. He knows, probably better than I do, that I can make myself work 40 hours a week from home.

Kids and crafts. A lot of people I know who craft for a living appear to be able to justify it because they're also stay-at-home-moms. Half of their blog posts are about the hat they made their kids, how their kids are napping so they had time to post, how great their kids' contributions are to their work. I don't want kids, and I think it's impressive that these women can run a business plus to do the kids thing at the same time. Now I'm not saying I feel like getting knocked up will justify my craft business, but I think it would be easier for me to say to people, "I am a mom, but I also make a living through my Etsy shop."

The realistic plan I can envision in my head. I finish my master's degree in December. Leading up to that, I can look for part-time employment. With any luck, I'd like to be able to leave my current job in December, work a lower stress part time job, and run my business part time. That way, I can feel my safety net, but still have time to devote to the pursuit I want to eventually do full time.

But what if I'm wrong... 
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*Name changed to protect the innocent-- and unfortunately she let me pick the pseudonym.


For most posts like this, see The Scale of Opportunity and Guest Post: Freeze Dried.  If you'd like a platform to talk about your experience moving with a significant other, please contact me.

Thursday, March 17, 2011

Kiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiids

Two people have asked me (in just the last three days) if I'm going to have children.  Granted, one was a man from Yemen and one was a nurse, but WTF, mates?  For the latter, I'd gone in for a non-baby prescription refill and a problem with my toenail.  Babies? What?

Having children is something I've thought of. A lot.  I've read lots of books. I read blogs.  I talk to people my age and older who are parents.  I'm not shying away from the subject.  J and I talked about having kids before we decided to get married, and one of the things that attracted me to him was that he would make a really good father*.

My doctor asked me if I was thinking about having kids, and I told her I had an IUD that was good for another three years.  She said, "Well that could be taken out today!" And I replied, "BUT IT'S GOOD FOR FIVE YEARS AND THAT'S WHY I HAD IT PAINFULLY THRUST INTO MY UTERUS."  Ok, I did not all-caps at her, but I was flustered. I gave her my reasons why it's not something I personally wanted to do yet, reasoned arguments about pursuing my interests, spending time with my spouse and keeping my body mine.**  Her response and tone made me gag a little:

"Well, that's just the educated person talking".

Let me remind readers that I work on a college campus and this was the campus clinic.  She went on to say that most parents never crack a book about it and do just fine.  I couldn't shake the feeling that she was on the "Just jump in!" bandwagon.  Regardless of my want for children? Our financial readiness? Lady, love doesn't keep anyone alive. Especially in this economy.  I usually really like this APN, but she sounded judgy and I kept expecting her to say, "You'll change your mind!" which is incredibly rude.  How do you know my mind better than me?  Or worse, what if I change my mind after I have a baby?  No one ever tells a woman who wants kids that she'll regret it one day, that she'll change her mind or that she's selfish. These are common slurs tossed at childfree women.  To pull a comment from Where are the child-free role-molels?"
When I was growing up people kept saying "you'll change your mind". I wonder how many folks ever tell reproduction-inspired young women that they might someday "change their minds".
When I was younger, I never said things like, "I will never have kids", because I realized that I was still turning into the woman I'd become.  Almost 30, I'm pretty sure I'm almost a finished entity. And I'm slowly becoming more interested in spending the rest of my life with J and only J.  If that's what we decide to do, you can bet that I'll be berated but no one will probably question his decision.

No Kidding: On being childfree and really liking kids
A typical dose of judgment in which I wonder if this person is really trying to convince herself.
Why is it selfish to be child-free?
A whole series parodying that selfish "bitch" who chose not to have children!
That really depressing NYTimes article about unhappy parents (does not apply to everyone but gives me pause)
9 Reasons to Have/13 to not

None of what I'm saying is to judge anyone for having kids.  I wish I had a drive to do it, and maybe I will later.  But if I don't, I'd like to live my life happily without anyone telling me what I'm missing.  I already get that from meat-eaters.  All. The. Time.  This subject has just been so front-and-center for me lately.  All my lady-blogs are blowing up with it, people I know, friend's parents. The only person who hasn't really bugged me is my mom***.

*I was shelving books in the Parenting & Childbirth section of my library at the time, so it's not as weird as it sounds.
**I am not saying a pregnant woman or mother does not have bodily autonomy. I am frightened of mother mortality and icky American birth practices/attitudes.
***Who was put on a 5-year grandbaby moratorium the day of my wedding. She has kept her promise.

Tuesday, February 8, 2011

The Trailing/Traveling Spouse talks $$$

Slate has a five-part series on how to manage money as a couple, which has made me think J and I need to talk about some stuff.  Currently we are what the article refers to as Sometimes Sharers, meaning we make our own money, keep it in separate accounts, but use a shared credit card for shared expenses.  It's also reminded me that I currently am a really bad budgeter for a lady in her late 20s.  That is, I don't budget at all, and I've regulated my spending pace so that I never really look at my account.  I think about this every few months and say I'm going to start paying attention to my Mint account, but this never happens.

Currently, J has everything in his name because he lived in our current house before I moved in. So, we pay for shared expenses on a shared credit card, and at the end of the month he splits everything in two and I write him a check.  I don't have to answer for my craft store splurges, but I do have to answer for the accidental priority shipping of a 10-pound wedding gift this weekend.

When we move, all of that will change. As much as talking about money makes this grey, cold day seem drearier, I'll probably feel better if we break the ice on our finances.  I really don't want our first fight about money to happen when I'm in a new town without a job.  I told J I don't want to have an allowance, and he said, "You won't get an allowance-- BECAUSE I AM SO MEAN!" Oh, I love that man.